Renovating an HDB flat in Singapore is a major investment. Whether you are collecting the keys to a new BTO or renovating an older resale flat, one of the first questions most homeowners ask is: “How much should I budget for my renovation?” The answer is not as simple as choosing a renovation package from a price list. The final cost of an HDB renovation depends on the size of the home, existing condition, amount of hacking required, carpentry, electrical and plumbing works,